Application
Help customers apply right from your POS system, or send shoppers a text-to-apply link and let them apply from their phones. We have the fastest application in the industry – only 7 fields!
Approval
On the back end, we pull 20,000+ data points into our AI-driven model in seconds. This data helps us identify applicants who are left out by traditional banks. Kafene customers always receive the best lease pricing possible based on their risk profile - a first for the industry. And they have multiple options at checkout, giving them the most control over their pricing terms.
Activation
Once the customer picks the pricing that works for them, you create a lease with just a few clicks. The customer signs right from their phone. We give your customer an approval amount that they can use on any leasable item in your store (you’ll often see tickets increase as well!)
Payment
Deliver the items, confirm delivery, and get paid by Kafene.
Ownership
Now Kafene has an active lease with the customer. Customers pay weekly or biweekly. Once they make all of their payments, they own the item outright.
