Lease What You Need, Love What You Get

Enjoy financial flexibility with Kafene’s affordable lease-to-own options for furniture, appliances, electronics, tires and wheels, and more. 
No credit? No problem.

Start your application

Bring home products you love without having to pay in full upfront

Customers can apply with Kafene, and when they’re approved, Kafene purchases the item from the store  and enters into a lease agreement with the customer. The lease ends when a customer makes all their payments and owns the item. Or, they can return the item to Kafene with no penalty.

Store Locator
Find Your Store
Step 1

Apply in Minutes

Choose a store and share some basic information about yourself to get started. No credit history is required, and applying will not impact your score.

Step 2

Get Approved in Seconds!

Our powerful technology will match you to a lease up to $5,000 instantly. Plus, you’ll get customized lease pricing options unique to your needs.

Step 3

Lease What You Love

Work with the store to pick out your product(s) and start enjoying them as soon as today! Kafene’s flexible terms make it easy to find the option that’s right for you.

What you need to apply

18 years of age 
or older
Valid government-issued identification
Active bank checking 
account
Start your application

Loved by Customers

Repayment flexibility​
Often considerably less expensive than our competition
Opportunities to establish a positive payment history

The ease of being able to see immediately if I was approved and the comfort of knowing that the payments will be coming out of my checking.

Brian Silva
Jul 8, 2024

I am a return customer and each experience was outstanding! The process was quick and professional. I was completely satisfied with each transaction, the terms were detailed, clear, and easy to understand.

Ron Bellamy
Sep 10, 2024

I was immediately qualified for $5,000 so I was able to get 4 brand new tires put on my car and have monies left over incase something else happens to my car!!

Theresa Niehus
Jun 6, 2024

The process with this company was very easy, efficient over all great. I will definitely be using them again in the future.

Annette Ussery
Jun 10, 2024

I really like how they are very clear about the exceptions for customers and the accessibility of the payments and terms. It has been a pleasure to work with them

Karla G
Jan 12, 2024

Professional efficient courtesy above and beyond. I was very satisfied with the service. I would gladly recommend them and return in the future.

Geneva Tolbert
Apr 28, 2024