Kafene helps all consumers buy the things they want over time, affordably. And no credit is necessary!
How it works
Get Started from Anywhere
Our application process is easy. You can begin on your phone, your laptop, or in store.
When you are ready, click the link below or just tap the link on your text message (in store only).
Start your Application
Tell Us Who You Are
All we need to start is:
- Social Security / ITIN Number
- Bank account information
- Credit / Debit card
- Be older than 18 years
This process will not impact your credit score
Choose a payment option
We are flexible and try to work with you. You will be offered several options, all of which have incentives for early purchase:
- a variety of payment schedules
- a variety of monthly payment amounts
What our clients say about us
Kafene saw more than just a credit score. They saw me. Not only did they quickly approve more than I needed, they let me choose how and when to pay. Thanks Kafene!
I’ll never use my credit card anywhere Kafene is available ever again. My experience was fast, the pricing was great, and the customer service is excellent!
Kafene is made for you
Customized lease options add flexibility and affordability to your life. Get the products you want without having to pay for it all upfront.
Ready for Kafene?