Grow your revenue with Kafene

Attract and convert customers from all credit profiles with flexible lease-to-own programs

Customers talking to a saleswomanClientes hablando con una vendedora

Why Kafene?

Personalized pricing

At Kafene, we tailor leases to each customer's unique risk profile – an industry first! – and we work with merchants to build flexible pricing that works for them .

Learn why Kafene’s pricing is the best in the industry
Beyond credit scoresMás allá de las puntuaciones crediticias

Beyond credit scores

No credit? No problem. Kafene’s innovative application process uses 20,000+ data points, so we can approve customers regardless of their credit history.

Discover our data-driven approach

Putting customers first

Kafene is the only LTO that reports payment history to all three credit bureaus, and we prioritize transparency and consumer education in every interaction

Learn how we help customers build a better credit future
Trusted by THOUSANDS of businesses

Our Partners

Key Features

Become a Partner

Kafene is a win-win

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Trusted by Merchants

Higher conversion rates​
Higher average order values (“AOVs”)​
Access to customer sales that would otherwise be lost

Our customers simply love Kafene. Sales are up over 15% in just six months of working together.

Winner Furniture
Kentucky

Working with Kafene has been one of the best decisions I've made as a business owner. It is so beneficial to my customers! They offer the best rates and they qualify 99% of my customers. I've seen an increase in my sales after working with Kafene. It makes us happy here at Piña Furniture to see our customers leave satisfied with their new purchase thanks to Kafene's financing.

Pina Furniture
California

Working with Kafene has been a great experience; we noticed a 30% revenue increase within just a few months. They also have a top notch customer and merchant support team.

Mojo Cameras and Computers
California

Before we started using Kafene, we were dealing with bad customer service, hidden and high processing, fees and long turnaround times from other competing leasing companies. Soon after starting to work with Kafene we saw a huge improvement to our customer's buying power with quick approvals for higher dollar amounts. Now we can't imagine not using them! We're proud to say that our business runs on Kafene.

The HDTV Outlets
California

The ease of being able to see immediately if I was approved and the comfort of knowing that the payments will be coming out of my checking.

Brian Silva
Jul 8, 2024

I am a return customer and each experience was outstanding! The process was quick and professional. I was completely satisfied with each transaction, the terms were detailed, clear, and easy to understand.

Ron Bellamy
Sep 10, 2024

I was immediately qualified for $5,000

I was immediately qualified for $5,000 so I was able to get 4 brand new tires put on my car and have monies left over incase something else happens to my car!!

Theresa Niehus
Jun 6, 2024

The process with this company was very easy, efficient over all great. I will definitely be using them again in the future.

Annette Ussery
Jun 10, 2024

I really like how they are very clear about the exceptions for customers and the accessibility of the payments and terms. It has been a pleasure to work with them

Karla G
Jan 12, 2024

Professional efficient courtesy above and beyond. I was very satisfied with the service. I would gladly recommend them and return in the future.

Geneva Tolbert
Apr 28, 2024
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Loved by Customers

Repayment flexibility​
Often considerably less expensive than our competition
Opportunities to establish a positive payment history